This Website and the information provided in it, is owned by Synapse Financial Group Pty Ltd. The Terms and Conditions stated in this disclaimer can be modified at any time by Synapse and by using this website, you continue to be bound by these terms.

The information contained in this website is general and is not designed for the purpose of providing individual financial advice.

It is recommended that before making a decision in relation to a financial product, you consider it in light of your personal situation, needs and objectives, either with or without the assistance of a financial adviser.

This website also contains links to third party websites. Synapse is not liable for any loss or damage suffered as a result of using this website or related links.

Synapse Financial Group Pty Ltd is an Authorised Representative of Consultum Financial Advisers Pty Ltd (ABN 65 006 373 995 and acts in this capacity in relation to its 'financial planning services' only. Other products and services (eg. finance and loan arrangements) are provided by Synapse only; Consultum does not authorise or otherwise have any responsibility for these services. Consultum holds an Australian Financial Services Licence (Licence No. 230323). Consultum is wholly owned by IOOF Holdings Ltd.